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AccidentSurance

Important Note

Our AccidentSurance online application form is currently unavailable due to system maintenance. We apologise for the inconvenience caused. Thank you.

Better safe than unsure

Life's full of uncertainties. You never know when an accident might happen. Be prepared with AccidentSurance Plus - a personal accident plan that protects you and your family from life's uncertainties. In the event of death or total permanent disability arising from accidents, it relieves your loved ones of the financial burden imposed by loss of income and hefty medical bills. Three levels of coverage are available and they can be extended to protect your spouse as well as your children.

Benefits at a glance

Accidental death coverage
AccidentSurance Plus pays 100% of the sum assured* upon accidental death, up to SGD450,000.

Accidental injury coverage
Receive up to 100% of sum insured* in the event of accidental bodily injuries resulting in total permanent disability including loss of sight, limbs, speech and hearing.

30% no claim bonus
Receive a refund of 30% of total premiums (plus GST) paid, in the absence of a claim for every three consecutive years.

Incremental sum assured benefit
Enjoy a yearly 10% increase in the principal sum insured, up to a maximum of 50% at the end of Year 5 at no additional cost to you. This means you get increasingly great value on your premiums paid.

Family coverage
Enjoy savings when you include your spouse in the same plan. For a nominal amount, your children can also be covered for a sum insured of SGD20,000 per child. Family coverage also provide Children's Education Fund benefit that pays SGD20,000 per child in the event of an accidental death of one or both parents.

Optional benefits
Enhance your coverage with additional optional benefits such as Broken Bones coverage which pays up to a maximum of SGD10,000 and Traditional Chinese Medicine coverage which pays out SGD100 per treatment up to a maximum of $10,000.

Benefits table

	Plan 1	Plan 2	Plan 3
Principal sum insured for Individual (Adult) plan	SGD100,000	SGD200,000	SGD300,000
Accidental death • Adult* • Per child in Family coverage	100% SGD20,000	100% SGD20,000	100% SGD20,000
Permanent total disability • Adult* • Child	100% SGD20,000	100% SGD20,000	100% SGD20,000
*Other disabilities (Adult / Child)** • Loss of sight in two eyes • Loss of two limbs • Loss of sight in one eye and one limb • Loss of speech and hearing • Loss of sight in one eye or loss of one limb • Total loss of speech • Total loss of hearing	100% 100% 100% 100% 50% 50% 50%	100% 100% 100% 100% 50% 50% 50%	100% 100% 100% 100% 50% 50% 50%
Indexation benefit for Individual (Adult) Plan Incremental 10% each year on the principal sum insured up to a maximum of 50% of the principal sum insured at the end of Year 5.	SGD150,000 from Year 6 onwards	SGD300,000 from Year 6 onwards	SGD450,000 from Year 6 onwards
	N.A. for Child/ren
Children's Education Fund Upon accidental death of one or both parents who are insured under the Family coverage	SGD20,000 per Child	SGD20,000 per Child	SGD20,000 per Child

* Benefit amount will depend on the sum insured (with indexation) of the adult at the time of claim.

Type of plan and premium

Plan 1
	Sum insured	Premium
Self or Spouse	SGD100,000	SGD18.00 per month SGD216.00 pa
Self and Spouse	SGD100,000 each	SGD35.10 per month SGD421.00 pa
Family	SGD100,000 each^#	SGD39.00 per month SGD468.00 pa
Plan 2
	Sum insured	Premium
Self or Spouse	SGD200,000	SGD30.00 per month SGD360.00 pa
Self and Spouse	SGD200,000 each	SGD58.50 per month SGD702.00 pa
Family	SGD200,000 each^#	SGD65.00 per month SGD780.00 pa
Plan 3
	Sum insured	Premium
Self or Spouse	SGD300,000	SGD40.00 per month SGD480.00 pa
Self and Spouse	SGD300,000 each	SGD78.00 per month SGD936.00 pa
Family	SGD300,000 each^#	SGD87.00 per month SGD1,044.00 pa
1. Eligibility age: Adults from 18 to 65 years (renewal will be up to 70 years); Children from 6 months to 18 years, or 23 years if a full-time student. 2. Premiums are subject to the prevailing GST rate. # Child's sum insured under the Family coverage is SGD20,000 per child, regardless of the plan chosen.
Optional benefits
	Broken Bones coverage	Traditional Chinese Medicine coverage
Self or Spouse	SGD2.00 per month SGD24.00 pa	SGD3.00 per month SGD36.00 pa
Self and Spouse	SGD4.00 per month SGD48.00 pa	SGD6.00 per month SGD72.00 pa

Important notes

AccidentSurance Plus is underwritten by HSBC Insurance (Singapore) Pte. Limited, 10 Eunos Road 8, #11-01 Singapore Post Centre, Singapore 408600. Company registration no. 195400150N.

This web page contains only general information. The specific terms, exclusions and conditions applicable to this insurance are described in the Policy which will only be issued upon acceptance of the Proposal Form. A copy of the Policy is available for inspection at HSBC Insurance (Singapore) Pte. Limited. A person interested in this product should consider whether the product is suitable before making a commitment to purchase the product.

HSBC Insurance (Singapore) Pte. Limited's authorised agents or distributors, including The Hongkong and Shanghai Banking Corporation Limited (together "the Agents") are neither underwriter nor broker for the customer. To the fullest extent permissible pursuant to applicable law, the Agents make no warranties or representation as to the accuracy, correctness, reliability or otherwise of the content of this marketing material. Under no circumstances, including, but not limited to negligence, shall the Agents or any party involved in creating, producing or delivering the marketing material be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the liability to use, the information in this marketing materials even if the Agents have been advised of the possibility of such damages.

The Agents and/or their employees will receive a commission from HSBC Insurance (Singapore) Pte. Limited in respect of this transaction. The Agents are not suppliers of the products and services and will not accept liability in relation thereto.

Issued by HSBC Insurance (Singapore) Pte. Limited.